AlRayan Bank Reports QR1.32 Billion Net Profit for Q3 2025

AlRayan Bank has announced a net profit of QR1,320 million for the nine-month period ending on 30 September 2025. The financial results were revealed in the bank’s consolidated financial statements released recently, showcasing a solid increase compared to the same period last year.

Strong Financial Performance and Growth

The Chairman of the Board, Sheikh Mohammed bin Hamad bin Qassim Al Thani, attributed this performance to the bank’s effective strategy and the ongoing trust of its clients. As of the end of September, the bank’s total assets reached QR176 billion, marking a 6.4% year-on-year increase. This growth was propelled by significant advancements in investment securities, which rose by 19.3%, and financing assets, which grew by 3.1%.

During the third quarter, AlRayan Bank’s subsidiary, AlRayan Investment, received recognition as the Best Equity Manager at the 2025 MENA Banking Excellence Awards, organized by MEED. In addition, the bank launched a new digital platform for trade finance that automates customer transactions, further enhancing its service offerings.

Sheikh Mohammed highlighted these achievements as evidence of the bank’s leadership in the financial sector, stating, “These accomplishments emphasize our commitment to innovation, digital transformation, and providing Sharia-compliant banking solutions that prioritize our customers.”

Innovations and Digital Transformation

Commenting on the financial results, Fahad bin Abdulla Al Khalifa, Group Chief Executive Officer, noted the 2.5% increase in net profit compared to the previous year, reflecting the bank’s solid fundamentals and commitment to sustainable growth. He emphasized that AlRayan Bank has become the first Islamic bank in Qatar to introduce Visa Commercial Pay, enhancing the corporate client experience.

The bank also unveiled a merchant e-commerce gateway aimed at allowing corporate and small to medium-sized enterprises (SMEs) to efficiently process e-commerce transactions. This initiative, paired with a focus on cost discipline and operational efficiency, has resulted in a strong efficiency ratio of 27.8%. Al Khalifa stated, “Our commitment to innovation continues to drive enhanced digital capabilities and customer-focused solutions.”

Overall, AlRayan Bank’s robust financial performance and strategic initiatives underscore its position as a key player in the banking sector, not only within Qatar but also in the wider market.